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    Imagine waking to views of the majestic Rocky Mountains out your window. Birds chirping from branches of curated landscaping. Neighbors greeting one another, exchanging recipes and having a laugh. Imagine preparing a tasty meal for a crowd in your gourmet kitchen, watching the big game with friends in your finished basement and whipping through loads of laundry in your spacious laundry room. These — and more! — are the joys of owning your own home at Sterling Ranch.

    Today, much is going on in the housing market. Many are feeling a bit uncertain. That is why our award-winning builders are doing their part to ease homebuyer concerns — because they know that even when the market is a little shaky, it’s still absolutely worth discovering the home of your dreams and living your best life.

    Let’s have a look at some of the current incentives out there for new homebuyers in Colorado.

    Make your move, secure your future

    Now is as good a time as any to make your move and buy a brand-new home — in fact, it’s a great time. The builders at Sterling Ranch are working steadfastly with lenders to ensure homebuyers get the best interest rate possible in current times. This is a boon for today’s buyers, whether they’re upsizing to a versatile three-story home, downsizing to a low-maintenance paired home or dipping their toes into the real estate market with a first-timer-friendly townhome. For these buyers, a mortgage interest rate lock-in brings great certainty to the home-buying process.

    Mortgage rate lock-ins explained

    What is a mortgage rate lock-in? Simply put, it is when the interest rate you receive at signing a purchase contract is honored at closing time. It is guaranteed. No worrying about what lies ahead in the real estate landscape.

    Let’s say you’ve discovered the home of your dreams — a brand-new build in Ascent Village at Sterling Ranch. It’s September 1, and the current interest rate of the mortgage you qualify for is 4.99%. You sign the dotted line — your cheeks burning from the joyful smile on your face — and you’re set to close in early January. By locking in this rate when you sign the contract for your fabulous new home, you’re guaranteed the 4.99% rate at closing, no matter what the market is doing in January. How’s that for peace of mind?!

    “Simply put, it is when the interest rate you receive at signing a purchase contract is honored at closing time.”

    Current lock-in rates from Sterling Ranch builders

    The future is bright at Sterling Ranch, and many families continue to discover the joys of homeownership in this unique, 21st-century community. Our renowned builders hope you’ll be among the newcomers to our thriving community. To do this, they’ve got some fantastic promotions for new homebuyers.

    Check these out:

    • Taylor Morrison: Now offering up to $47K toward financial incentives for homes in the popular Horizon Collection (from the mid $500s).
    • Lennar: Take advantage of an amazing fixed rate of 3.99% (4.015% APR) on select move-in-ready homes in the Monarch (from the low $700s) and Pioneer (from the mid $600s) Collections in Prospect Village at Sterling Ranch.
    • Richmond American Homes: Don’t miss the chance to secure an affordable rate, starting at 3.875% (4.911% APR), for a brand-new home in the Landmark Collection (from the high $700s).
    • Tri Pointe Homes: Enjoy exceptional savings during the Great Rate Rewind event, with a 4.875% interest rate (5.176% APR) for a conventional 30-year fixed mortgage on eligible homes in the Amberly (from the low $600s), Prelude (from the high $600s) and Townhome (from the high $500s) Collections.
    • Pulte Homes:  Lock in a 4.999% (5.003% APR) interest rate on select homes in the Apex Collection (from the low $600s) and Crest and Meridian Collections (both from the mid $800s). Also, for Hometown Heroes in the community (teachers, nurses, first responders and veterans), receive up to $2,000 toward your new Pulte Home. See a sales consultant for details.
    • Meritage Homes: Save up to $50K and secure a 4.5% interest rate during the Back to School Sales Event. Life is joyous in a Flora Collection home (from the mid $600s) or Mountain Collection paired home (from the mid $500s).
    To qualify for these amazing rates, most builders require that homebuyers use a specific lender. To learn about this and other fine print, schedule an appointment with a sales representative for the most up-to-date, accurate information.

    Enjoy your best lifestyle at Sterling Ranch

    It’s worth it to find the home of your dreams and begin living the lifestyle you desire (and deserve!) now, no matter what’s happening in the ever-evolving housing market. We’re proud of the thriving community we’re building here at Sterling Ranch and we’re confident you’ll love it here. Seek a joyful lifestyle today! Visit us and tour our many inspiring model homes to discover the possibilities. Open daily and by appointment.